Showing posts with label Lifestyle Articles. Show all posts
Showing posts with label Lifestyle Articles. Show all posts

To Save Big, Nix the Lunch Breaks with Co-Workers


You probably know the scenario. The office clock says noon and the guys and gals decide where to go for lunch. In many towns, the drive time to a restaurant eats up most of the lunch hour, not to mention the gas.

It's hard to find lunch for less than ten bucks plus tip. You gobble down your food, share a few laughs with your co-workers and rush back to the office wishing you had time for a nap.

As you walk to your desk, you notice this guy putting away his brown bag. He appears calm, happy and ready to get back to work, some of which he did while eating his lunch. He's thinking how delicious it was, how much money he saved and the hassle avoided.

Is it worth it to prepare and bring your lunch to work each day? Well, looking at some basic examples let's say the cost to fix your own lunch costs about $3 a day. It's probably much cheaper.

That's $15 for a five day week. Eating out at approximately $10 a day comes to $50 for the week. You saved at least $35 not including drive time and gas. That's more than $1,800 a year saved. Interested?

Here are some brown bag tips. Prepare it the night before so you're not rushed in the morning. Keep it simple but be creative and think healthy. Sandwiches on wholesome bread are fine but include nuts, fruit or yogurt. Also, put in a little treat for yourself that you can look forward to, perhaps a health bar or your favorite cookie.

Plan ahead and buy in bulk with lunches in mind. Buy large chips and put them in smaller plastic bags instead of buying small individual bags. Don't pay more for convenience.

Cook a big dinner and save some for lunch the next day or the entire week. If it's home cooked you know it's good, healthy and cleaner. Put it in individual containers that night so you can grab and go in the morning.

If you're running late there's nothing wrong with occasionally taking a can of soup or vegetable chili. Most offices have ovens or microwaves you can use for heating.

Bring your drink too. You can probably get a 12-pack of soda for $2.99 and that comes to about 25 cents a can. Compare that with expensive vending machine drinks or coffee and you've saved even more.

It's up to you of course, but you can continue to work while you eat, catch up on your emails or other relaxing reading. It just might impress the boss and if you have to take off early, you don't feel as guilty. Don't be surprised if others ask you for tips on brown bagging.

There's a lot to be said for brown bagging your lunch. You eat better, save time, money and you're more productive. Now all you have to do is figure out where to invest all that money you saved.

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The Health Benefits of Red Wine


Can wine really improve our health and increase longevity? Scientists are beginning to say "Yes!" Supposing that the theory is true -- which wines give us the most bang for the buck?

Researchers have found that red wines rich in flavonoids are best for our health. Flavonoids are best known for their antioxidant qualities and help the body resist such maladies as allergens, viruses and carcinogens.

Red wines also contain anxioxidants, which help the body resist cancer and cardiovascular disease. Cabernet Sauvignon, Petit Syrah and Pinot Noir contain the highest concentrations of antioxidants and flavonoids.

Other red wines such as Merlots and red zinfandels contain fewer flavonoids, but more than most white wines. So, the best bet for drinking wine for our health is to stick to the dryer red wines. Just because wine contains components that are central to good health doesn't give us a free rein to get plastered every night. Don't overdo it -- but adding a glass of wine to your daily diet can definitely make a difference to our health.

Paracelsus, the noted 16th-century Swiss physician wrote, "Wine is a food, a medicine and a poison - it's just a question of dose." As with almost any food or drink, wine consumed in large doses can be a detriment to our health.

Most health officials agree that one or two four-ounce glasses of wine per day can be beneficial to men, while women should limit their consumption to one four ounce serving per day.

Cardiovascular expert, Professor Roger Corder, has spent years studying the evidence of health benefits from red wine. In his new book, "The Wine Diet," he says he is convinced that most of us should include red wine in our every day lifestyle.

Corder discovered what he eventually labeled the "French Paradox." Specifically, he wondered why the French have a lower rate of heart disease despite the fact that their diet was extremely rich in fats. He concentrated his research on the southwest portion of France, where life expectancy seemed to be highest.

Professor Corder discovered that the region produces very tannic local wines, which contain the highest procyanidin (antioxidant) content of any wines, worldwide. This led him to further research on the amazing medical benefits of red wine.

While wine may not be man's ultimate elixir or fountain of youth, it certainly behooves us to consider adding a glass of wine or two to our daily diet - and raise a "toast" to our continued good health.
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Why Now Is The Time To Get a Legal Will


A will is one of the most important legal documents a person ever signs, yet over 70% of Americans don't have one.

Many people think that a will is something they only need later in life or that's its only for the rich, but this couldn't be further from the truth.

Life is unpredictable and a will is the must-have legal document that makes sure the people you love and trust receive your property, become the guardian of your children and manage your estate upon your death. And, if you have a special charity, religious organization or school that you want to bequeath to, a will is way to ensure that it happens. The importance of a will simply cannot be overstated.

The fact is, if you die without a will:

  • You do not get to decide who will receive your property and assets. Generally, the state will determine who gets your possessions. This may include the state government , or your spouse, children siblings and other relatives, regardless of your current relationships with these individuals or your personal wishes.
  • You will not decide who takes care of your minor children.

There are many reasons why people put off getting a will: Not enough time, can't afford an attorney, too busy to think about it ...

But now, a new service from a company called LegalZoom aims to address all these obstacles. LegalZoom was founded by attorneys who have worked at some of the most prestigious law firms in the country and who used their expertise to simplify the law and make it accessible for everyone.

The company has created a remarkably quick and simple online process that allows anyone to create a legal will in just minutes and for a fraction of the cost of what an attorney would charge for essentially the identical service.

Through their online process, you are asked a series of simple questions in plain English. They then generate and send you a legally binding will ready for you to sign that is valid in all states. You can create your will on your own time, without an attorney, and with the guidance you would expect from the premier online legal service center. The online procedure carefully guides you through the process, provides all of the necessary options and answers any questions you may have. The company also has advisors standing by that you can call if you have additional questions.

A recent survey showed the average preparation for a standard Last Will and Testament by an attorney is approximately $540. LegalZoom is currently offering their will preparation for an amazing $69! Furthermore, the LegalZoom online will preparation takes as little as 15 minutes to complete.

There really is no reason to put off getting a will any longer. Your loved ones will thank you for it, and you will rest a lot easier knowing that your wishes have been legally recorded and will be carried out as you have requested.

Create Your Own Will Online Now

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